If you do not already have a Flex account with Nordiska, one will be automatically opened when you open a Fix account. This is because the funds from the Fix account, once the term ends, are automatically transferred to the Flex account. This makes it easier for you to manage your money after the binding period.
When the term of your Fix account ends, the interest is capitalized, and the total amount, including accrued interest (after tax deductions), is automatically transferred to your Flex account. You then have the option to open a new Fix account and transfer the amount again or use the funds as desired under the terms of the Flex account.