No, you are not required to use a Flex account to deposit money into a Fix account.
When opening a Fix account, the deposit can be made in two different ways:
-
Via internal transfer from your Flex account, when opening the Fix account in the Internet Bank
-
Via Bankgiro payment from an external Swedish account in your own name
Important: The Fix account is not opened until the deposit has been received and made available.
Only then will the funds be locked in and interest begin to accrue.
Regardless of which method you choose, the deposit can only be made once—at the time of opening.
Once the Fix account has been opened, you cannot deposit more funds—neither via Bankgiro nor through internal transfers from other Nordiska accounts.
If you’ve already opened a Fix account and wish to save additional funds for a new term, you may open a new Fix account.
You can have up to eight savings accounts with Nordiska at the same time.
If you want to gather the funds first:
If you plan to transfer money from multiple sources or at different times before opening a Fix account,
you may first collect the full amount in your Flex account. Once the total amount is available there,
you can open a Fix account in the Internet Bank and select to make an internal transfer from the Flex account during the account opening process.
What happens when the Fix account matures?
When the fixed term ends, the interest is capitalized and the entire amount, including interest (after tax deduction),
is automatically transferred to your Flex account. If you do not already have a Flex account with Nordiska,
one will automatically be opened when you open the Fix account.
You may then choose to open a new Fix account or use the funds according to the Flex account terms.
Deposit information:
- Bankgiro: 828-5975
- OCR number: Same as your account number (visible when you log in to “Mina sidor”)
- Payment must be made from a Swedish account in your own name