Nordiska offers fixed-rate accounts with a 3-month term. This means your savings are locked at a fixed interest rate for the duration of that period.
Important to know:
When the term of a Fix account ends, the interest is capitalized (after tax deduction), and the full amount including interest is automatically transferred to your Flex account.
The account is not renewed automatically – and the interest rate is not extended either.
If you wish to continue saving under similar terms, you need to open a new Fix account yourself.
When opening a new Fix account, the interest rate that applies is the one in effect at the time the funds become available in the account.
This means that the rate is not locked when you apply, but only once the money has actually been received and booked by Nordiska.
So if you make the transfer on a different day than when you opened the account, and the rate changes in the meantime, a different interest rate may apply than the one you originally saw.
You can view current interest rates and open a new account at: nordiska.se/spara