Real Estate Financing

Nordiska offers a wide range of credit solutions for property companies, real estate developers, and housing cooperatives.

• Senior financing – long-term financing for the acquisition of properties with stable cash flows or for refinancing existing loans

• Junior financing – additional financing on an existing property that enables a higher loan-to-value ratio

• Financing for housing cooperatives – flexible and secure loans for conversions, final placement, or financing of unsold units

• Construction credit facilities – possibility of a construction credit facility with the Swedish National Board of Housing, Building and Planning’s (Boverket) credit guarantee

• Building rights financing – frees up capital to develop and enhance building rights

• Bridge loans – short-term loans that meet liquidity needs between projects or transactions

We finance properties across all segments throughout Sweden – including residential rental buildings, commercial properties, and housing cooperatives.

Nordiska provides real estate financing to property companies, housing developers, and housing cooperatives with financing needs ranging from SEK 5 million to SEK 400 million. The financing is intended for legal entities within the real estate sector, not for private individuals.

To create secure financing solutions, Nordiska typically accepts collateral in the form of mortgage deeds on properties, pledges of shares, parent company guarantees, or guarantees from owners.

The interest rate for real estate financing is determined individually based on a comprehensive assessment of the counterparty and the project. The evaluation takes into account factors such as the provided collateral, loan term, and repayment capacity.

Contact one of Nordiska’s advisors for an initial discussion. A credit assessment will then be carried out based on the project’s financials, collateral, and expected cash flows. Once the assessment is complete, a credit decision is issued and the structure is tailored to the project’s needs. You may also submit your contact details on our website, and we will reach out to initiate the process.