Nordiska Embedded

Nordiska Embedded, also known as Banking-as-a-Service (BaaS), enables companies to offer financial services such as loans, payments, and savings directly under their own brand. Through our cloud-based platform, you can integrate customized solutions to create a seamless and efficient user experience—without needing to be a bank.

Nordiska Embedded delivers a comprehensive range of financial solutions that can be integrated directly into your company’s offering. Through our platform, you gain access to:

• Consumer and business loans: Flexible financing options for both individuals and businesses, including SMEs.
• Payments: Seamless payment services easily adapted to different markets and business models.
• Credit and debit cards: Branded card solutions supporting payments, loyalty programs, and rewards.
• BNPL (Buy Now Pay Later): Attractive payment options allowing customers to split costs.
• Checkout solutions and payment widgets (B2C and C2C): Integrated solutions that optimize the customer journey for online purchases and direct transactions.
• Savings accounts: Competitive interest rates and deposit insurance to build customer trust.
• Loyalty and rewards programs: Customized reward systems that foster long-term customer relationships.
• Big Data and analytics: Insight and analysis tools that support strategic, data-driven decisions.
• Partner API: Smooth and fast integration with scalable and customizable options to fit your needs.

With Nordiska Embedded, you can choose the services that best suit your business and easily tailor them to your goals. Our cloud-based platform enables fast, cost-effective implementation—without the need to build your own banking infrastructure.

Learn more about how we can support your business on our Nordiska Embedded information page.

Nordiska Embedded is designed to enable financial solutions for companies of all types—regardless of market or volume.
Through our platform, you can offer financial services in a smooth and scalable way. Here are some of the key benefits of our technology:

• A cloud-based ecosystem: Our cloud-native platform lets you build your offering using our RESTful API under your own brand.
• Scalable and flexible architecture: Our technical solution allows for rapid adaptation to new products and markets, ideal for companies looking to expand their financial services.
• AI-powered customer support:
  An optional add-on that provides 24/7 support.
  A cost-effective way to reduce customer service overhead.

With Nordiska Embedded, your company can provide financial services easily and cost-efficiently—while maintaining full control over your brand.

Learn more about the benefits and how to get started on our Nordiska Embedded information page.

Our cloud-based platform uses a RESTful API that enables fast and easy integration of financial services into your digital environment. The solution is scalable and flexible, making it easy to adapt to new products and markets. This allows you to focus on your core business while we handle the financial infrastructure.

Nordiska Embedded offers several advantages that help companies grow and create added value for their customers:

• Flexibility: Customize solutions to meet your industry requirements and select the financial services that best fit your business.
• Fast time to market: A ready-to-use API solution that enables quick and seamless implementation.
• Scalability: Built for companies of all sizes—from small startups to large enterprises.
• Tailored services: Offer everything from technology, cards, savings, payments, and financing to more complex financial products.
• Cost-efficiency: Avoid large investments in proprietary infrastructure—our white-label platform makes it simple and affordable.

With Nordiska Embedded, your business gets a complete solution to efficiently offer financial services, allowing you to focus on growing your operations and strengthening customer relationships.

To start using Nordiska Embedded and integrate our financial services into your business, follow these steps:

• Contact us
  Fill out the contact form on our Nordiska Embedded information page. Our team will get back to you to discuss your specific needs and opportunities.
• Needs assessment
  We’ll review your requirements and business goals to tailor a solution that fits your operations.
• Technical implementation
  Using our cloud-based platform and API solution, we ensure a fast and seamless integration process.
• Launch
  After a simple onboarding, you can start offering financial services to your customers directly through your own platform or brand.

Banking-as-a-Service (BaaS) is a modern solution where banks and credit institutions like Nordiska provide their financial infrastructure to other companies.
This enables businesses to offer bank-like services—such as lending and savings—without needing to be a bank themselves.

BaaS enables companies to integrate financial services directly into their own products or platforms. Here's a simplified overview of the process:

• Nordiska provides the infrastructure
  Nordiska handles the technology, credit provisioning, and regulatory compliance.
• The company integrates the service
  Businesses use Nordiska’s platform to offer financial services under their own brand.
• The customer uses the service
  End users can access financial solutions—such as installment plans or savings—directly within the company’s platform.

Nordiska offers a robust Banking-as-a-Service platform under Nordiska Embedded, supporting companies with solutions for lending, payments, and savings. Through our services, businesses can seamlessly integrate financial products into their own platforms and brands—creating added value for their customers.

Learn more about our solutions on the Nordiska Embedded page.

• Cost-efficiency: Companies avoid the need to invest in their own banking infrastructure.

• Flexibility: Services can be tailored to meet the specific needs of both businesses and their customers.

• Regulatory compliance: Nordiska ensures that all legal and regulatory requirements are met.

Want to offer your customers smart and flexible financial solutions—such as loans, savings accounts, credit cards, or installment options—without becoming a bank?

Nordiska makes it easy to integrate financial services directly into your platform or business. With our robust Banking-as-a-Service platform, you gain access to a complete financial infrastructure—from credit assessments to deposit insurance—while keeping your brand front and center.

Get in touch today!
Visit our Nordiska Embedded page and fill out the contact form to begin your journey toward delivering a premium financial experience for your customers.
We’ll help you build a solution tailored to your needs.