Banking-as-a-Service (BaaS)

Banking-as-a-Service (BaaS) is a modern solution where banks and credit institutions like Nordiska provide their financial infrastructure to other companies.
This enables businesses to offer bank-like services—such as lending and savings—without needing to be a bank themselves.

BaaS enables companies to integrate financial services directly into their own products or platforms. Here's a simplified overview of the process:

• Nordiska provides the infrastructure
  Nordiska handles the technology, credit provisioning, and regulatory compliance.
• The company integrates the service
  Businesses use Nordiska’s platform to offer financial services under their own brand.
• The customer uses the service
  End users can access financial solutions—such as installment plans or savings—directly within the company’s platform.

Nordiska offers a robust Banking-as-a-Service platform under Nordiska Embedded, supporting companies with solutions for lending, payments, and savings. Through our services, businesses can seamlessly integrate financial products into their own platforms and brands—creating added value for their customers.

Learn more about our solutions on the Nordiska Embedded page.

• Cost-efficiency: Companies avoid the need to invest in their own banking infrastructure.

• Flexibility: Services can be tailored to meet the specific needs of both businesses and their customers.

• Regulatory compliance: Nordiska ensures that all legal and regulatory requirements are met.

Want to offer your customers smart and flexible financial solutions—such as loans, savings accounts, credit cards, or installment options—without becoming a bank?

Nordiska makes it easy to integrate financial services directly into your platform or business. With our robust Banking-as-a-Service platform, you gain access to a complete financial infrastructure—from credit assessments to deposit insurance—while keeping your brand front and center.

Get in touch today!
Visit our Nordiska Embedded page and fill out the contact form to begin your journey toward delivering a premium financial experience for your customers.
We’ll help you build a solution tailored to your needs.