Nordiska

Nordiska is a bank that provides innovative financial products for both companies and consumers. Nordiska Embedded is a platform for built-in financial services, where we offer savings, loans or payment services, either under our own brand or through partners. Nordiska also provide corporate and real estate financing as well as sustainable savings with a government deposit guarantee.

Nordiska is supervised by the Swedish Financial Supervisory Authority and holds a license to conduct banking operations in accordance with the Banking and Financing Business Act (2004:297).

We offer a banking-as-a-service platform through our infrastructure for savings and lending services,
either under our own brand or through partners. Nordiska also focuses on corporate and real estate financing,
as well as sustainable savings covered by the state deposit guarantee.

Yes, just like with any regular bank, your savings with Nordiska are covered by the state deposit guarantee.
This means the government guarantees your total deposits in savings accounts at Nordiska up to an amount of SEK 1,150,000.
All savings accounts at Nordiska have been reviewed by the Swedish National Debt Office (Riksgälden) to qualify for the deposit guarantee.

Nordiska currently offers lending services in Sweden, Norway, Denmark, Finland, and the Netherlands,
as well as deposit services in Sweden and Germany.

Investor Relations (IR) is Nordiska’s information portal for shareholders, investors, and other stakeholders. It provides transparent access to the company’s financial performance, strategy, and governance.

On the Investor Relations page, you will find:

• Financial information:

  • Annual reports

  • Interim reports

  • Results presentations

  • Capital adequacy analyses

  • View reports and presentations here

• Press releases and news updates about Nordiska.

• Corporate governance information, including board details, policies, and governance structure.

• Financial calendar with key dates such as reporting dates and general meetings.

• Information for bond investors.

• Subscription services allowing you to receive reports and news directly.

You can access the page here:
Nordiska Investor Relations

As a bank, Nordiska has a responsibility to conduct its operations in a way that contributes to the long-term sustainable development of society. Sustainability is integrated into everything we do, and our performance is measured from three perspectives: Environmental (E), Social (S), and Governance (G).

The transition to a sustainable society

Reaching the global sustainability goals requires both individuals and organizations to change behavior. Individuals can contribute by adopting sustainable lifestyles and raising awareness of environmental issues, while organizations – such as Nordiska – can integrate sustainability into their business models, lending practices, and strategic decisions.

Nordiska’s Green Savings Account – Flex Green

One example of Nordiska’s sustainability initiatives is Nordiska Flex Green, a savings account where deposited funds are earmarked for green lending projects aligned with the UN’s 17 Sustainable Development Goals (SDGs).

• At least 70% of lending is directed toward sustainable initiatives, particularly within Goal 7: Affordable and Clean Energy.

• Examples of green investments include:

  • Financing of solar energy projects

  • Financing of battery storage and energy optimization technologies

  • Financing of newly built properties with energy classifications A, B, or C

To strengthen the impact, Nordiska applies lower pricing on lending for sustainable investments. This means that both the bank and its customers contribute to a greener future.

ESG – Environment, Social, Governance

Nordiska integrates ESG principles across its operations. This includes:

• Considering environmental and social risks in credit assessments.

• Adopting policies that ensure ethics, transparency, and anti-corruption.

• Maintaining a proactive reporting culture with clear disclosure to stakeholders.

The UN Sustainable Development Goals

Nordiska supports Agenda 2030 and the 17 UN Sustainable Development Goals, aimed at eradicating poverty, protecting the planet, and promoting peace and prosperity. Our products and financing solutions are designed to actively contribute to these goals.

UN Global Compact

Nordiska has signed the UN Global Compact and is committed to its ten principles of responsible business. These principles cover:

• Human rights

• Labor standards

• Environmental protection

• Anti-corruption

Nordiska is more than just a bank – we are a long-term partner in the transition to a more sustainable society. Through green products, responsible lending, and international commitments, we aim to be a catalyst for change and innovation.

More information can be found here:
Nordiska – Sustainability

Porsche Card (Germany) is a joint initiative between well-established financial partners.

• Porsche Financial Services GmbH is the manager of the Porsche Card program.

• Enfuce License Services Ltd issues the card under a Visa Europe license and is a licensed electronic money institution regulated by the Financial Supervisory Authority of Finland.

• Bankaktiebolaget Nordiska (publ) acts as the credit institution in the partnership and is authorized and supervised by the Swedish Financial Supervisory Authority (Finansinspektionen).

Together, these partners combine expertise in banking, technology, and brand experience to deliver a secure and innovative Porsche Card.

Learn more on Porsche’s official website ›
Visit Nordiska’s support site for Porsche Card ›

Support & Contact Information

If you have any questions regarding your Porsche Card, please contact Porsche Card Customer Service. They will assist you with all matters related to your card.

Porsche Card Customer Service

Telephone: +49 711 911-11722
Email: porschecard@de.porsche.com
Postal address:
Porsche Financial Services GmbH
Porschestraße 1
74321 Bietigheim-Bissingen
Germany

Loss of Card / Blocking Your Card

If your Porsche Card is lost, stolen, or used without your permission, you can block it immediately.

• 24/7 card blocking by phone:
  +49 711 911-11722

• Via the My Porsche app:
  Use the Freeze/Unfreeze function to temporarily block your card.

For a permanent block and to order a replacement card, please contact Porsche Card Customer Service directly.

Bankaktiebolaget Nordiska (publ) has four subsidiaries:

• Umeå Release Finans AB (reg. no. 556950-4110)

• Nordiska Financial Technology AB (reg. no. 559080-4570)

• NNAV Holding 1 AB (reg. no. 559329-7038)

• NNAV Holding 2 AB (reg. no. 559046-8574)

Nordiska also operates under the secondary business name (trade name) Rocker.

Umeå Release Finans AB is a finance company specializing in B2B sales financing, offering leasing, rental, functional rental, and rent & return solutions.

Nordiska Financial Technology AB focuses on digital business development, providing system and application development as well as programming services within the financial sector.